The Electronic Lien and Title (ELT) system allows lienholders to reduce steadily the managing

Lienholders whom get in on the system will relish lacking to:

  • Recover a name from a main-stream file whenever the lien was satisfied.
  • Physically meet (sign down) a lien on a name.
  • Mail a name to an individual.
  • Make an application for a duplicate name to restore a title that is lost.

All organizations that finance cars to be en titled in Florida should be electronically attached to the department or danger rejection of the demands to record a lien on Florida automobile, mobile house or vessel games.

A lienholder may want to use an approved third-party service provider for pc software and record administration needs. Then, the division will be sending the electronic name and lien notifications to your third-party company, where in actuality the deals will soon be matched, and documents maintained. When perfecting liens, a lienholder runs on the service that is third-party to produce the lien. When the lien(s) are increasingly being pleased, the third-party company will forward lien satisfactions through the lienholder towards the department and can receive an electric verification through the division. A service that is third-party additionally provides reporting services for a lienholder.

Electronic Title

An electronic title is a name that exists just in electronic kind on our database. An e-title is simply as appropriate as a paper title pursuant to area 319.24, Florida Statutes.

With e-titles, lien notification and releases are sent electronically between your Florida Department of Highway Safety and Motor Vehicles (FLHSMV) as well as the lienholder. No paper title certificate exists, hence it really is known as an “electronic name. ”

The way the Electronic Lien and Title System Functions

Equivalent name papers necessary to submit an application for a paper name may also be necessary for a title that is electronic. Title papers will likely be entered into FLHSMV’s computer system and so are managed and analyzed just like if paper games had been become given. The alteration will take place once the name is able to be released. As opposed to issuing a paper title certificate, an electric notification will be provided for the lienholder.

Whenever an electric lien is satisfied, a lien satisfaction will likely be delivered electronically to FLHSMV. The name will then stay electronic until a request paper name is gotten. Owners with e-titles can request a paper name through the FLHSMV’s Virtual workplace web site. There is certainly solution cost of $2.50 to convert an e-title to paper. Owners also can have a paper name instantly at a income tax collector workplace which provides day that is same printing for $10.00.

A lienholder may want to start using a third-party supplier for computer computer software and record administration requirements. Whenever perfecting liens, a lienholder utilizing a third-party company will be sending loan information towards the supplier. Then, FLHSMV will be sending title that is electronic lien notifications to your third-party service provider, where in actuality the deals are going to be matched and documents maintained. When the lien(s) are increasingly being pleased, the third-party company will ahead lien satisfactions through the lienholder to FLHSMV and can get a digital verification from FLHSMV. A third-party supplier additionally provides reporting solutions for the lienholder.

What sort of Lienholder becomes an ELT Participant

Dealers along with other businesses desperate to engage should contact among the certified companies placed in the below ELT Provider section. Loan providers will have to contract with certainly one of department’s approved providers to be a participant that is elt. See authorized list below:

Certified Service Services:

ELT Participant Information

For ELT provider system inquiries contact Travis Pelham at

Crucial Notice: present and ELT that is future have to submit form 82150. Florida’s Electronic Lien and Title system calls for mandatory involvement from loan providers effective January 1, 2013.

Authorized Providers

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